We are committed to helping affluent Canadians manage the complex and evolving needs of their wealth. Whether you are recently retired or have a growing business, we take a holistic approach to your overall financial well-being. Clients and their families are at the heart of everything we do, every day. We have helped clients across a range of needs and goals that include:

Pre-retirees and Retirees

You may have spent your working life accumulating wealth. Now you are getting ready to move to the next phase. This will involve a fundamental change in how you view and manage your wealth. 

The focus has moved from saving to growing, protecting, and enjoying your wealth.

We can help you address several realities:

  • You may live longer than you expect, and maintaining your lifestyle could become a challenge
  • Managing your tax bill is even more critical to protecting your assets over time
  • The strategies for creating a tax-efficient, life-long income are different
  • Your ability to leave a legacy depends on a well thought-out plan

We are here to listen and help you look forward to a long and comfortable retirement.

Business Owners and Entrepreneurs

As business owners ourselves, we understand some of the unique challenges and opportunities available to incorporated business owners and entrepreneurs.  Whether you are just starting out or have an established business, we can help you maintain your lifestyle now and throughout your retirement.

Building wealth goes beyond running a strong balance sheet and showing profits each year. A key to enjoying the results of your hard work is to build wealth inside and outside your business.

We can guide you in creating:

  • a succession plan to help ensure you get the return on your life investment you deserve
  • a holding company, a life insurance policy, and other tools to limit your tax liability 
  • a well-diversified investment portfolio outside the business that can continue to generate income long after you have sold or moved on from your life as a business owner
  • a benefits package to help attract and maintain your employees

Women, Wealth & Well-being

Women’s financial well-being is often shaped by living longer, retiring earlier, pay disparity, and time out of the workforce as primary caregivers for children and aging parents. This means that the average woman will earn and invest less than a man over the long-term and spend more time in retirement years.

Together, we can create a financial plan that truly considers your needs, clarifies your goals, and explores all your “what if” questions. This includes factoring in the long-term costs of healthcare, living independently, evolving family dynamics, and proper estate planning.

Whether you’re looking to grow or protect your wealth, we understand it’s not just about investment returns—real financial advice is about you and how your money can provide security in your life and the lives of those you care about, today and tomorrow.